News & Resources
We are dedicated to sharing our knowledge and experience with our clients, both existing and prospective, to promote a wider and more accessible understanding of the value of financial services.
Why Expats need to plan for succession
When we speak with a new client, we always ask about their long-term succession & estate planning. It’s a complex area and in this article, we summarise why it should be a priority for every expat. It might not seem the obvious line of discussion…
How to get the best results from your investments – Know your Fees
In this article, we want to discuss a very important subject – fees and charges. Most people realise that nothing is for free and that to get expert service or advice, there is a cost involved. What people tell us they want is that fees are…
New ruling that could impact Accidental Americans in The Netherlands
A recent ruling by KiFiD, the Dutch financial services complaints bureau, places more pressure on all Accidental Americans in the Netherlands. What is KiFiD? KiFiD is the complaints institute for financial services in The Netherlands.
5 reasons plants can mean healthier homes
If you don’t already have plants in your home, there are health reasons for becoming a little more green-fingered. Plants don’t only add to your interior design but can help you be more productive, boost your health and ease stress.
The Dutch Pensions Squeeze
The market instability in 2020 has been painful for lots of investors, but many people might have considered that their pensions would be shielded from much of the trauma. That may not be the case and there could be some unwelcome surprises…
3 top considerations from Altura mortgage finance for expats with UK property
This week we interviewed Rob Gill, the managing director of Altura Mortgage Finance in London, to discuss the key issues affecting expats and internationals living in Europe that either have a UK property or are considering buying one.
3 things Americans in Europe should be doing right now
If you are a US citizen living in Europe or an ‘Accidental American’- one of those people caught in the complex web of US government taxes even though you don’t have a US passport- you will know how difficult it can be to manage your finances and assets.
How much cash should I hold and the dangers of holding too much
How much of your wealth do you hold in cash? And how much of your wealth shouldyou hold in cash? Two very important questions often with rather different answers. We will discuss the pros and cons of holding cash and what we consider…
The benefits of doing nothing
Who would like more time? If you ask a group of international professionals in Europe this question, most will say they would like to have an extra couple of hours a day. But ask them what they would do with this time, it is usually to do more…
Too Much Information: 5 tests to filter the good, the bad and the outright dangerous to make the right investment decisions
Now more than ever it is important to filter the vast flow of information we have all around us to be able to make good decisions regarding our investments. Traditional news channels like newspapers, television and radio…
Understanding ESG Investing
In the world of investment, acronyms are everywhere. More frustratingly, they seem to change with the tides. The abbreviation of the moment is definitely ESG, but what does it represent and why could it be relevant to your portfolio?
June 2020 Black Swan Capital Market Commentary
At Black Swan Capital Europe, we see an important part of our job in supporting our clients to be the rational and objective consideration of market conditions. Though our focus will always be on target-based investment…
5 ways expats can manage their money after lockdown
The coronavirus crisis has had a huge impact on all of us. As we emerge from lockdown with restrictions easing across Europe, many internationals in are seeing the way they live and work has changed quite dramatically…
Top 3 issues for Australians living in Europe
For Australians living in Europe during the coronavirus pandemic we know that for many this can be an even more difficult time, especially if you are feeling alone, and a long way from extended family. There are also the issues of work…
5 questions expats need to ask before making investment changes
When it comes to investing, we always advocate starting with the end goal firmly in mind. Sticking with this position, it’s often best to create a tailored financial plan and position the investments for the long term without tinkering. However, it can be tempting…
What’s next for international investors in Europe
With governments across Europe gradually easing lockdown restrictions, the critical question many are asking now is, what’s next? The decisions and actions that national and regional govts are taking in relation to Covid-19 are having impacts…
7 ways your behaviours effect how you manage your money and how to take advantage of your biases
Imagine you have just won €50,000. But… you have the option of receiving your €50,000 windfall in 12 months’ time, or receiving a lesser amount today. Would you accept the lower amount today, or would you wait a full year to be able to receive the full amount?
How to protect yourself and your money from scams during the coronavirus pandemic
We recently wrote about three ways to protect yourself during this Covid-19 pandemic in Europe in this article here. The point that raised the most discussion was the emergence of scams during this time.
Avoiding 2 big investor biases
At times of increased market volatility, whether markets are going up or, like this year, going down, there is a greater risk falling into investor biases. In this article, we will address two of the main biases and how to avoid them.
Great lockdown recommendations from the Black Swan Capital Europe team
In recent weeks we have all spent much more time at home than usual, and indeed than we would like to. The confinements of working, living and studying at home mean we all need some downtime and a chance to escape…
