Have you ever run a business? Have you considered the idea? Did you realise you’ve been doing exactly that since you received your first ever pay cheque, without knowing it? With our clients…

As we have stated in recent articles, we are questioning whether some parts of financial markets are looking overpriced and starting to exhibit the characteristics of a market bubble…

We start the final quarter of 2025 with an investment environment that is complex and depending on the metric, contradictory. There are a number of indicators attracting our attention and…

The preface to this article can be one of the most oft- repeated phrases: “past performance is no guarantee of future performance”. It is a line so frequently used that…

This is a topic we are frequently asked about. Many expats living in Europe will think ahead to when their children finish school and embark on university life. In this article we look at…

We presented the complexities of retirement planning in a recent article, highlighting that it is amplified for expats- international professionals living outside their home country. If that…

Most of the people we speak with at Black Swan Capital are working professionals. They are living busy lives outside their home country and seeking ways to effectively build their…

When you’re making purchasing decisions, cost can be an important factor, but value is often just as crucial. Value is even more important when it comes to getting financial advice…

I’m serious. It’s not that hard. So many people in the world of finance and investing try to make it sound really difficult because they want to sound clever. Think of how much you…

This week we are inspired by an article in The Conversation by an Australian academic in the fields of emerging technologies and Fintech about protecting oneself from bad advice online…

Given the volatile times in which we are living, we have spent more time writing and talking about volatility and risk this year. In this article we are going to geek out a bit on the science…

Many Americans living in the EU experience the hassle of managing their money, everything from transferring funds across borders, to managing their US pensions, to being…

The one life skill most people wish they were taught at school is practical financial knowledge, from how to budget, the importance of savings, how taxes work, how to invest and how to…

Most US-connected people living in the EU have assets back in the States: 401k or other employment pensions, IRAs (traditional or Roth) or investment portfolios that may or may not…

Handling finances is a part of life and something that most people do, but that doesn’t mean it isn’t stressful. Many people don’t feel confident making financial decisions, and financial…

Life - and investing - comes with its share of unpleasant realities. One of the most infamous of these is behind the latest reality that is roiling the markets: taxes…

The rule of 72, the established one, is a great tool for calculating the future value of your investments. It is an illustration of the magic of compound interest. As a reminder we will…

Financial literacy, knowing how to manage your money, is not something that is intuitive, and it is often not taught formally. Providing this information to your children can help…

With markets experiencing a correction demonstrating volatility in response to the US tariff announcements and recent changes, investors will see the value of their holdings go up…

Since the election of President Trump in the US for his second term, tariffs have been on the agenda, presented both as a coercive tool, a threat, and an opportunity, depending on whether…